NEW YORK — A 28-year-old Nigerian national, Opeyemi Olujobi, and his American girlfriend, Jennie Davidson, have been arrested in Poughkeepsie, New York, for allegedly orchestrating a massive credit card fraud syndicate that siphoned over $575,000 from hundreds of unsuspecting victims.
Olujobi, notoriously referred to in some circles as an “African Yahoo Prince” and known by the alias “Tyler Olujobi,” alongside 29-year-old Davidson, now face prospects of up to 50 years in federal prison if convicted.
A Half-Million Dollar Spree
According to federal prosecutors, the duo spearheaded a highly sophisticated identity theft ring between May 2023 and October 2024. The federal complaint alleges that the couple, aided by co-conspirators, systematically targeted a major financial services institution.
Armed with a treasure trove of stolen personal data—including names, Social Security numbers, dates of birth, and home addresses—the suspects successfully breached more than 200 legitimate credit card accounts. Once inside, they allegedly locked out the real owners by altering account details, ordered replacement credit cards to be sent to addresses under their physical control, and hit the streets.
What followed was a relentless, multi-state spending spree. Authorities state the couple traversed retail outlets across the Tri-State Area, burning through $575,000 on high-end merchandise and untraceable gift cards.
Law Enforcement Clamps Down
The high-wire fraud scheme came crashing down following a joint operation by federal authorities. Announcing the arrests, Jay Clayton, the United States Attorney for the Southern District of New York, condemned the predatory nature of the crime.
”As alleged, Tyler Olujobi and Jennie Davidson enriched themselves by impersonating hard-working New Yorkers and exploiting the good credit their victims had spent years building,” U.S. Attorney Clayton stated. “This Office and our law enforcement partners are committed to protecting New Yorkers from thieves who profit from other people’s hard-earned credit.”
The U.S. Postal Inspection Service (USPIS) played a pivotal role in tracking the illicit mail redirections used to secure the fraudulent cards. Ketty Larco-Ward, Inspector in Charge of the USPIS New York Division, warned that the government would remain relentless in pursuing identity thieves.
”The deliberate use of someone else’s identity for financial gain will not be tolerated,” Larco-Ward said, emphasizing that postal inspectors will continue working tirelessly to dismantle complex banking and mail fraud schemes.
Heavy Sentences Loom
The legal hammer is poised to fall hard on the Poughkeepsie couple, who face an array of severe federal charges.
Both Olujobi and Davidson have been hit with:
1.Conspiracy to commit mail, wire, and bank fraud: Carries a maximum of 30 years in prison.
2.Access device fraud & conspiracy: Carries a combined maximum of 22.5 years.
3.Aggravated identity theft: Carries a mandatory minimum of 2 years, to be served consecutively.
Additionally, Davidson faces an independent charge of money laundering, which tacks on an extra potential 20-year maximum sentence.
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While the evidence compiled by federal investigators paints a damning picture of a luxury lifestyle funded by stolen identities, prosecutors reminded the public that all allegations remain subject to proof, and both defendants are presumed innocent until proven guilty in a court of law.
